SML was founded to solve in total, the financing needs of beginner and experienced single family and multi-family residential real estate investors. Our capital is institutional in size and scope without the complexities. Providing creative financing solutions nationwide to an emerging asset class, Quanta's institutional roots yield a high level of expertise coupled with an end to end understanding of what a prolific operator needs to be successful. Without the excessive bureaucracy or adherence to formalities. ​ This combination of national experience layered with local real estate knowledge and confidence in our borrowers allows us to be nimble and provide first mover advantage. Traditional lenders are too often constrained by heavy regulations, opinionated committees and stacks of internal processes that limit speed, flexibility, and creativity- the very elements necessary to operate effectively in a fast paced highly competitive purchase, repair and sell cycle. ​ We are dedicated to working with world class operators to make smart loans that meet their demanding financing needs.

We lend in major metro areas. Max LTV will be determined based on the location of the property, borrower fico and experience.

600

Bridge Loan: Rates start at 8.00%. FICO score, Experience Level, and Vesting Options will directly impact the rate.

1. Application — can be completed in the portal 2. Driver's License 3. 2 Months Most Recent Bank Statements 4. Fully Executed Purchase Contract — if transaction is a Purchase 5. Most Recent Mortgage Statement or Payoff Demand — if transaction is a Refinance 6. Entity Documentation for LLC or Inc. — if you are vesting in an Entity 7. Lease Agreement for subject property if you currently already have a tenant in place 8. Rehab Submission Package and Rehab Budget — if rehab financing is requested 9. Insurance declaration if available

On average, we close between 7-10 business days. Depending on the complexity of the transaction details and cooperation of all parties involved, funding can occur as quick as 5 days after a full submission is received or longer than 10 to close.

Yes, we offer and specialize in blanket loans. We can have up to 10 properties in one loan. All of the properties will have to be in the same state.

Yes, we offer rehab financing up to 100% of the rehab budget. The amount financed is determined by the borrower’s level of experience and will range between 80%-100% of the rehab budget. These funds will be disbursed from a holdback account on a draw schedule.

Residential Investment Properties: Attached and Detached SFR, 2-4 units, Townhomes, Condos, Manufactured and Modular homes, and Multifamily apartments.

Yes. The requirements are: Valid ITIN Number Valid EIN Number if vesting in an entity Current and valid Passport of Country of Origin Current and valid VISA Funds used for transaction to come from a US bank account

HQ in Irvine, CA and Thousand Oaks, CA